Is bankruptcy right for you?

Bankruptcy itself refers to an instance in which a person or business cannot repay their debts. The process was created to help protect you from creditors, and allow you to make a fresh start.

Chapter 7 bankruptcy is a liquidation bankruptcy. It is the type of bankruptcy  most people think of when they think of a bankruptcy. In a Chapter 7 you list all of your assets and all of the people that you owe money to. If there are any of your assets that can be sold to pay down your debts it will happen.

Chapter 13 bankruptcies are repayment bankruptcies. This may be preferable if you don't qualify for Chapter 7, or have assets that you don't wish to liquidate. A Chapter 13 bankruptcy can provide a person who is faced with a foreclosure the opportunity to catch up on their mortgage over a period of time as opposed to bringing a mortgage current immediately.

What Bhend Law Office will do for you...

  • explain the bankruptcy process and how it could benefit you
  • tailor a bankruptcy plan to your specific needs
  • end wage garnishments
  • guide you along a path to an improved credit score
  • help you avoid foreclosure
Working at Desk

Jonathan was born and raised in Joplin, Missouri. He graduated from Joplin High School before attending the University of Missouri at Columbia where he earned his bachelor's degree. Jon then attended law school at University of Missouri, Kansas City where he obtained his Juris Doctorate in 2002.

Jonathan practiced in Kansas City for a few years before he moved back to Joplin where he ultimately opened his own practice. The main focus of his practice is in bankruptcy law, specifically chapters 13 and 7. In addition to his private practice, Jonathan is also the Public Defender at the municipal court for the city of Joplin.

Jon and his wife Pam, who is also a lawyer, are proud parents of two young sons.

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Jonathan was born and raised in Joplin, Missouri. He graduated from Joplin High School before attending the University of Missouri at Columbia where he earned his bachelor's degree. Jon then attended law school at University of Missouri, Kansas City  where he obtained his Juris Doctorate in 2002.

Jonathan practiced in Kansas City for a few years before he moved back to Joplin where he ultimately opened his own practice. The main focus of his practice is in bankruptcy law, specifically chapters 13 and 7. In addition to his private practice, Jonathan is also the Public Defender at the municipal court for the city of Joplin.

Jon and his wife Pam, who is also a lawyer, are proud parents of two young sons.

1801 W 32nd Street

Building B, Suite 204

Joplin, MO 64804


(417) 623-3529